Consumer Loan Rates
 | Rates Effective 02/14/2013

Loan Type
Term
APR
New Vehicles
Up to 72 months
Starting at 3.00%
Used Vehicles
   
2014 - 2011
Up to 72 months
Starting at 3.00%
2010 - 2007
Up to 60 months
Starting at 3.75%
2006 and older
Up to 48 months
Starting at 5.25%
New (off road) Recreational Collateral
Up to 60 months
Starting at 5.00%
Used (off road) Recreational Collateral
Up to 48 months
Starting at 5.75%
New Recreational Collateral
Up to 120 months
Starting at 4.75%
 
Up to 144 months
Starting at 5.75%
Used Recreational Collateral
Up to 72 months
Starting at 5.50%
 
Up to 120 months
(Minimum $10,000)
Starting at 6.50%
New Equipment
Up to 60 months
Starting at 6.00%
 
Up to 84 months
($20,000 minimum loan)
Starting at 6.00%
Used Equipment
Up to 60 months
Starting at 7.00%
     
New Mobile Home
15 years
9.25%
Used Mobile Home (No older than 1977)
10 years
10.50%
Share/Share Certificate Secured

Not to exceed term on certificate or 1 year on share accounts

**APR of Deposit + 3.00%
Edit Your Credit Secured Loan
Up to 24 Months
Starting at 8.00%
Overdraft Protection
16.00%
Line of Credit
Starting at *Prime + 4.00%
Floor rate of 12%
Personal (Signature) Loans
Up to 12 months
Starting at 7.50%
 
Up to 24 months
Starting at 9.75%
 
Up to 36 months
Starting at 12.25%
 
Up to 48 months
Starting at 14.25%
Home Equity Line of Credit
Starting at 3.25%
Mortgages Up to 10 years Starting at 3.95%
Mortgages
Up to 15 years
Starting at 4.25%
Mortgages
Up to 20 years
Starting at 4.50%

*Current Prime Rate: 3.25%
**Share/Share Certificate Secured: The Annual Percentage Rate (APR) will be the dividend rate being paid on the Certificate offered as security plus 3.0%. Please contact the credit union for further details.