Mobile Banking »

Loans

Rates Effective 3/7/2016

LOAN TYPETERMAPR****
New VehiclesUp to 72 monthsStarting at 3.00%
Used Vehicles
2016 - 2013
2012 - 2009
2008 and older

Up to 72 months
Up to 60 months
Up to 48 months

Starting at 3.00%
Starting at 3.75%
Starting at 5.25%
New (off road) Recreational CollateralUp to 72 monthsStarting at 3.95%
Used (off road) Recreational CollateralUp to 60 monthsStarting at 4.50%
New Recreational CollateralUp to 120 months
Up to 144 months
Starting at 4.75%
Starting at 5.75%
Used Recreational CollateralUp to 72 months
Up to 120 months
(min. $10,000)
Starting at 5.50%
Starting at 6.50%
New EquipmentUp to 60 months
Up to 84 months
(min. $20,000 loan)
Starting at 6.00%
Starting at 6.00%
Used EquipmentUp to 60 monthsStarting at 7.00%
New Mobile Home15 years9.25%
Used Mobile Home (no older than 1977)10 years10.50%
Share / Share Certificate SecuredNot to exceed term on certificate or 1 year on share accounts*** APR of Deposit + 3.00%
Edit Your Credit Secured LoanUp to 24 months 8.00%
Overdraft Protection16.00%
Unsecured Line of Credit **Starting at *Prime + 4.00%
Floor rate of 12%
Personal (Signature) LoansUp to 12 months
Up to 24 months
Up to 36 months
Up to 48 months
Starting at 7.50%
Starting at 9.75%
Starting at 12.25%
Starting at 14.25%
Home Equity Line of Credit**Starting at 3.50%
MortagesUp to 10 yearsStarting at 3.95%
MortgagesUp to 15 yearsStarting at 4.25%
MortgagesUp to 20 yearsStarting at 4.50%

 

*Current Prime Rate: 3.50%
**Rates may vary.
***Share/Share Certificate Secured: The Annual Percentage Rate (APR) will be the dividend rate being paid on the Certificate offered as security plus 3.0%. Please contact the credit union for further details.
****Annual Percentage Rate