Dividend Rates
 | Rates Effective 6/30/2014

Account Type Dividend Rate APY** Required Balance Dividends Compounded
Share (savings)
   
$100.00
monthly
$100.01 to $2,000
.15
.15
$100.00 monthly
$2,000.01 and up
.199
.20
$100.00 monthly
Youth Share
   
$5.00
monthly
$5.00 to $2,000
.15
.15
$5.00 monthly
$2,000.01 and up
.199
.20
$5.00 monthly
Money Market Share
   
$1500.00
monthly
$1500.00 to $10,000.00
.199
.20
$1500.00 monthly
$10,000.01 to 25,000.00
.199
.20
$1500.00 monthly
$25,000.01 to $50,000.00
.199
.20
$1500.00 monthly
$50,000.00 to $100,000.00
.199
.20
$1500.00 monthly
$100,000.01 and up
.250
.25
$1500.00 monthly
Money Market Share Draft
.05
.05
$1500.00
monthly
Christmas Club
.15
.15
None
monthly
All Purpose Club
.15
.15
None
monthly
IRA Club
.299
.30
None
monthly

Share Certificate

Term APR* APY** Minimum Balance Dividends Compounded
3 months
N/A
N/A
$500.00
daily
6 months
.299
.30
$500.00
daily
12 months
.349
.35
$500.00
daily
18 months
.449
.45
$500.00
daily
24 months
.548
.55
$500.00
daily
36 months
.747
.75
$500.00
daily
60 months
1.242
1.25
$500.00
daily
84 months
1.489
1.50
$500.00
daily

IRA Share Certificate

Term APR* APY** Minimum Balance Dividends Compounded
6 months
.299
.30
$500.00
daily
12 months
.349
.35
$500.00
daily
18 months
.449
.45
$500.00
daily
24 months
.548
.55
$500.00
daily
36 months
.747
.75
$500.00
daily
60 months
1.242
1.25
$500.00
daily
84 months
1.489
1.50
$500.00
daily

Education IRA 1 Year or 3 Years


Roth IRA 1, 2, 3, 5, or 7 Years

*Annual Percentage Rate
**Annual Percentage Yield
Note: Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.