Dividend Rates
 | Rates Effective 10/07/2011

Account Type Dividend Rate Annual % Yield Required Balance Dividends Compounded
Share (savings)
   
$100.00
monthly
$100.01 to $2,000
.199
.20
$100.00 monthly
$2,000.01 and up
.249
.25
$100.00 monthly
Youth Share
   
$5.00
monthly
$5.00 to $2,000
.199
.20
$5.00 monthly
$2,000.01 and up
.249
.25
$5.00 monthly
Money Market Share
   
$1500.00
monthly
$1500.00 to $10,000.00
.250
.25
$1500.00 monthly
$10,000.01 to 25,000.00
.250
.25
$1500.00 monthly
$25,000.01 to $50,000.00
.349
.35
$1500.00 monthly
$50,000.00 to $100,000.00
.349
.35
$1500.00 monthly
$100,000.01 and up
.399
.40
$1500.00 monthly
Money Market Share Draft
.10
.10
$1500.00
monthly
Christmas Club
.199
.20
None
monthly
All Purpose Club
.199
.20
None
monthly
IRA Club
.499
.50
None
monthly

Share Certificate

Term Annual % Rate Annual % Yield Minimum Balance Dividends Compounded
3 months
.247
.25
$500.00
daily
6 months
.449
.45
$500.00
daily
12 months
.548
.55
$500.00
daily
18 months
.598
.60
$500.00
daily
24 months
.846
.85
$500.00
daily
36 months
1.143
1.15
$500.00
daily
60 months
2.029
2.05
$500.00
daily
84 months
2.664
2.70
$500.00
daily

IRA Share Certificate

Term Annual % Rate Annual % Yield Minimum Balance Dividends Compounded
6 months
.449
.45
$500.00
daily
12 months
.548
.55
$500.00
daily
18 months
.598
.60
$500.00
daily
24 months
.846
.85
$500.00
daily
36 months
1.143
1.15
$500.00
daily
60 months
2.029
2.05
$500.00
daily

Education IRA – 1 Year or 3 Years


Roth IRA – 1, 2, 3 or 5 Years

A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.