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Rates

Rates Effective 7/31/2016

Dividend Rates

Account TypeDividend RateAPY**Required BalanceDividends Compounded
Share (savings)
$100.01 to $2,000.00.15.15$100.00monthly
$2,000.01 and up.199.20$100.00monthly
Youth Share
$5.00 to $2,000.00.15.15$5.00monthly
$2,000.01 and up.199.20$5.00monthly
Money Market Share
$1500.00 to $10,000.00.199.20$1500.00monthly
$10,000.01 to $25,000.00.199.20$1500.00monthly
$25,000.01 to $50,000.00.199.20$1500.00monthly
$50,000.01 to $100,000.00.199.20$1500.00monthly
$100,000.01 and up.250.25$1500.00monthly
Money Market Share Draft.05.05$1500.00monthly
Christmas Club.15.15Nonemonthly
All Purpose Club.15.15Nonemonthly
IRA Club.299.30Nonemonthly

Share Certificates

TermAPR*APY**Minimum BalanceDividends Compounded
3 MonthsN/A N/A$500.00daily
6 months.299.30$500.00daily
12 months.349.35$500.00daily
18 months.449.45$500.00daily
24 months.548.55$500.00daily
36 months.747.75$500.00daily
60 months1.2421.25$500.00daily
84 months1.4891.50$500.00daily

IRA Share Certificates

TermAPR*APY**Minimum BalanceDividends Compounded
6 months.299.30$500.00daily
12 months.349.35$500.00daily
18 months.449.45$500.00daily
24 months.548.55$500.00daily
36 months.747.75$500.00daily
60 months1.2421.25$500.00daily
84 months1.4891.50$500.00daily

Education IRA – 1 Year or 3 Years

Roth IRA – 1, 2, 3, 5, or 7 Years

 

*Annual Percentage Rate
**Annual Percentage Yield
Note: Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.