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Rates

Dividend Rates

Rates Effective 02-29-2024

Account TypeDividend RateAPY*Required BalanceDividends Compounded
Share (savings)
$100.01 to $2,000.000.05%0.05%$100.00**monthly
$2,000.01 and up0.10%0.10%$100.00**monthly
Youth Share
$5.00 to $2,000.000.05%0.05%$5.00**/***monthly
$2,000.01 and up0.10%0.10%$5.00**/***monthly
Money Market Share
$1500.00 to $10,000.001.00%1.00%$1500.00***monthly
$10,000.01 to $25,000.001.25%1.26%$1500.00***monthly
$25,000.01 to $50,000.001.35%1.36%$1500.00***monthly
$50,000.01 to $100,000.001.50%1.51%$1500.00***monthly
$100,000.01 and up1.75%1.76%$1500.00***monthly
Money Market Share Draft0.05%0.05%$1500.00***monthly
Christmas Club0.05%0.05%Nonemonthly
All Purpose Club0.05%0.05%Nonemonthly
IRA Club0.10%0.10%Nonemonthly

 

Share Certificates

TermDividend RateAPY*Required Minimum BalanceDividends Compounded
7 month CD SPECIAL4.95%5.07%$500.00***daily
6 months2.25%2.28%$500.00***daily
12 months3.00%3.04%$500.00***daily
18 months3.50%3.56%$500.00***daily
24 months3.25%3.30%$500.00***daily
36 months3.00%3.05%$500.00***daily
60 months2.80%2.84%$500.00***daily
84 months2.25%2.28%$500.00***daily

 

IRA Share Certificates

TermDividend RateAPY*Required Minimum BalanceDividends Compounded
6 months2.25%2.28%$500.00***daily
12 months3.00%3.04%$500.00***daily
18 months3.50%3.56%$500.00***daily
24 months3.25%3.30%$500.00***daily
36 months3.00%3.05%$500.00***daily
60 months2.80%2.84%$500.00***daily
84 months2.25%2.28%$500.00***daily

 

Education IRA – 1 Year or 3 Years

 

Roth IRA – 1, 2, 3, 5, or 7 Years

*Annual Percentage Yield
**Required minimum balance to earn dividends
***Required minimum balance
Note: Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.