Services

Shares

Click on a service below for details.

Share Accounts

 

A share account with a minimum balance of $25.00 will establish your credit union membership upon meeting eligibility requirements. Your money earns dividends monthly, when your average daily balance meets or exceeds $100.00.

 

Kirby Kangaroo Youth Savings Program

 

A share account for youth ages 15 and younger. A minimum deposit of $1.00 will establish your credit union membership upon meeting eligibility requirements. Your money earns dividends monthly, when your average daily balance meets or exceeds $5.00.

Claim Your Youth is for ages 13-18

Kirby Kangaroo is for ages 6-12

Lil Kirby Roo is for ages 0-5

 

Money Market Share Account

 

When you want to earn a higher dividend rate than a regular share account, but don’t want to tie your funds up in a Share Certificate, this is the account you are looking for. You can open your Money Market Share Account with as little as $1,500.00. Your money will earn dividends monthly, when your average daily balance meets or exceeds $1,500.00. You can make deposits of any amount at any time, but the minimum withdrawal amount is $100.00. You have three free withdrawals a month, for each withdrawal above the three free withdrawals there is a $1.00 fee.

 

Share Draft (Checking Account)

 

For most people a checking account is a financial necessity, essential for bill paying, shopping and other personal needs. When shopping around to see what’s being offered we think you’ll find our dedicated staff and our checking account the right fit for you.

  • No monthly fees
  • View account histories
  • No minimum balance
  • No per check fees
  • Monthly statements
  • Multiple styles of checks available (If you are 55 or older you will receive a box of checks free annually)
  • Automatic transfers from available shares for overdraft protection
  • Overdraft protection loan line of credit
  • Visa Check Card Access
  • 24 hour automated Telephone Account access available (TellerPhone)
  • On-line Check ordering (you can order the same style and design with the next sequential check numbers as shown on your reorder form.)

 

Money Market Share Draft (Checking Account)

 

Have the benefit of earning dividends and checking writing. You can open your Money Market Checking with as little as $1,500.00 and your money earns dividends monthly when your average daily balance meets or exceeds $1,500.00. Write up to five checks free per month. The minimum withdrawal amount is $100.00. For each check over the five free a month there is a $1.00 fee. You may deposit any amount at any time.

 

Each depositor is insured up to $250,000 by National Credit Union Administration (NCUA).