Rates
Dividend Rates
Rates Effective 12/31/2019
| Account Type | Dividend Rate | APY* | Required Balance | Dividends Compounded |
| Share (savings) |
| $100.01 to $2,000.00 | .199% | .20% | $100.00** | monthly |
| $2,000.01 and up | .299% | .30% | $100.00** | monthly |
| Youth Share |
| $5.00 to $2,000.00 | .199% | .20% | $5.00**/*** | monthly |
| $2,000.01 and up | .299% | .30% | $5.00**/*** | monthly |
| Money Market Share |
| $1500.00 to $10,000.00 | .299% | .30% | $1500.00*** | monthly |
| $10,000.01 to $25,000.00 | .349% | .35% | $1500.00*** | monthly |
| $25,000.01 to $50,000.00 | .399% | .40% | $1500.00*** | monthly |
| $50,000.01 to $100,000.00 | .449% | .45% | $1500.00*** | monthly |
| $100,000.01 and up | .499% | .50% | $1500.00*** | monthly |
| Money Market Share Draft | .050% | .05% | $1500.00*** | monthly |
| Christmas Club | .150% | .15% | None | monthly |
| All Purpose Club | .150% | .15% | None | monthly |
| IRA Club | .299% | .30% | None | monthly |
Share Certificates
| Term | Dividend Rate | APY* | Required Minimum Balance | Dividends Compounded |
| 3 Months | N/A | N/A | $500.00*** | daily |
| 6 months | 1.459% | 1.47% | $500.00*** | daily |
| 12 months | 1.745% | 1.76% | $500.00*** | daily |
| 18 months | 1.850% | 1.87% | $500.00*** | daily |
| 24 months | 2.000% | 2.02% | $500.00*** | daily |
| 36 months | 2.200% | 2.22% | $500.00*** | daily |
| 60 months | 2.750% | 2.79% | $500.00*** | daily |
| 84 months | 2.995% | 3.04% | $500.00*** | daily |
IRA Share Certificates
| Term | Dividend Rate | APY* | Required Minimum Balance | Dividends Compounded |
| 6 months | 1.459% | 1.47% | $500.00*** | daily |
| 12 months | 1.745% | 1.76% | $500.00*** | daily |
| 18 months | 1.850% | 1.87% | $500.00*** | daily |
| 24 months | 2.000% | 2.02% | $500.00*** | daily |
| 36 months | 2.200% | 2.22% | $500.00*** | daily |
| 60 months | 2.750% | 2.79% | $500.00*** | daily |
| 84 months | 2.995% | 3.04% | $500.00*** | daily |
Education IRA – 1 Year or 3 Years
Roth IRA – 1, 2, 3, 5, or 7 Years
*Annual Percentage Yield
**Required minimum balance to earn dividends
***Required minimum balance
Note: Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.
