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Rates

Rates Effective 07/31/18

Dividend Rates

Account TypeDividend RateAPY*Required BalanceDividends Compounded
Share (savings)
$100.01 to $2,000.00.199%.20%$100.00**monthly
$2,000.01 and up.299%.30%$100.00**monthly
Youth Share
$5.00 to $2,000.00.199%.20%$5.00**/***monthly
$2,000.01 and up.299%.30%$5.00**/***monthly
Money Market Share
$1500.00 to $10,000.00.299%.30%$1500.00***monthly
$10,000.01 to $25,000.00.349%.35%$1500.00***monthly
$25,000.01 to $50,000.00.399%.40%$1500.00***monthly
$50,000.01 to $100,000.00.449%.45%$1500.00***monthly
$100,000.01 and up.499%.50%$1500.00***monthly
Money Market Share Draft.050%.05%$1500.00***monthly
Christmas Club.150%.15%Nonemonthly
All Purpose Club.150%.15%Nonemonthly
IRA Club.299%.30%Nonemonthly

Share Certificates

TermDividend RateAPY*Required Minimum BalanceDividends Compounded
3 MonthsN/A N/A$500.00***daily
6 months.449%.45%$500.00***daily
12 months.499%.50%$500.00***daily
18 months.548%.55%$500.00***daily
24 months.598%.60%$500.00***daily
36 months.899%.90%$500.00***daily
60 months1.489%1.50%$500.00***daily
84 months1.735%1.75%$500.00***daily

IRA Share Certificates

TermDividend RateAPY*Required Minimum BalanceDividends Compounded
6 months.449%.45%$500.00***daily
12 months.499%.50%$500.00***daily
18 months.548%.55%$500.00***daily
24 months.598%.60%$500.00***daily
36 months.899%.90%$500.00***daily
60 months1.489%1.50%$500.00***daily
84 months1.735%1.75%$500.00***daily

Education IRA – 1 Year or 3 Years

Roth IRA – 1, 2, 3, 5, or 7 Years

*Annual Percentage Yield
**Required minimum balance to earn dividends
***Required minimum balance
Note: Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.