Rates

Dividend Rates

Rates Effective 02/28/23

Account Type	Dividend Rate	APY*	Required Balance	Dividends Compounded
Share (savings)
$100.01 to $2,000.00	0.050%	0.050%	$100.00**	monthly
$2,000.01 and up	0.100%	0.100%	$100.00**	monthly
Youth Share
$5.00 to $2,000.00	0.050%	0.050%	$5.00**/***	monthly
$2,000.01 and up	0.100%	0.100%	$5.00**/***	monthly
Money Market Share
$1500.00 to $10,000.00	0.500%	0.500%	$1500.00***	monthly
$10,000.01 to $25,000.00	0.600%	0.600%	$1500.00***	monthly
$25,000.01 to $50,000.00	0.750%	0.750%	$1500.00***	monthly
$50,000.01 to $100,000.00	1.000%	1.000%	$1500.00***	monthly
$100,000.01 and up	1.250%	1.260%	$1500.00***	monthly
Money Market Share Draft	0.050%	0.050%	$1500.00***	monthly
Christmas Club	0.050%	0.050%	None	monthly
All Purpose Club	0.050%	0.050%	None	monthly
IRA Club	0.100%	0.100%	None	monthly

 

Share Certificates

Term	Dividend Rate	APY*	Required Minimum Balance	Dividends Compounded
3 Months	N/A	N/A	$500.00***	daily
6 months	1.75%	1.76%	$500.00***	daily
12 months	2.20%	2.22%	$500.00***	daily
18 months	2.30%	2.33%	$500.00***	daily
24 months	2.60%	2.63%	$500.00***	daily
36 months	2.70%	2.74%	$500.00***	daily
60 months	2.80%	2.84%	$500.00***	daily
84 months	2.25%	2.28%	$500.00***	daily

 

IRA Share Certificates

Term	Dividend Rate	APY*	Required Minimum Balance	Dividends Compounded
6 months	1.75%	1.76%	$500.00***	daily
12 months	2.20%	2.22%	$500.00***	daily
18 months	2.30%	2.33%	$500.00***	daily
24 months	2.60%	2.63%	$500.00***	daily
36 months	2.70%	2.74%	$500.00***	daily
60 months	2.80%	2.84%	$500.00***	daily
84 months	2.25%	2.28%	$500.00***	daily

 

Education IRA – 1 Year or 3 Years

 

Roth IRA – 1, 2, 3, 5, or 7 Years

*Annual Percentage Yield
**Required minimum balance to earn dividends
***Required minimum balance
Note: Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.