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Rates

Dividend Rates

Rates Effective 10/31/2022

Account TypeDividend RateAPY*Required BalanceDividends Compounded
Share (savings)
$100.01 to $2,000.000.050%0.050%$100.00**monthly
$2,000.01 and up0.100%0.100%$100.00**monthly
Youth Share
$5.00 to $2,000.000.050%0.050%$5.00**/***monthly
$2,000.01 and up0.100%0.100%$5.00**/***monthly
Money Market Share
$1500.00 to $10,000.000.250%0.250%$1500.00***monthly
$10,000.01 to $25,000.000.350%0.350%$1500.00***monthly
$25,000.01 to $50,000.000.500%0.500%$1500.00***monthly
$50,000.01 to $100,000.000.750%0.750%$1500.00***monthly
$100,000.01 and up1.000%1.000%$1500.00***monthly
Money Market Share Draft0.050%0.050%$1500.00***monthly
Christmas Club0.050%0.050%Nonemonthly
All Purpose Club0.050%0.050%Nonemonthly
IRA Club0.100%0.100%Nonemonthly

 

Share Certificates

TermDividend RateAPY*Required Minimum BalanceDividends Compounded
3 MonthsN/A N/A$500.00***daily
6 months1.25%1.26%$500.00***daily
12 months1.45%1.46%$500.00***daily
18 months1.55%1.56%$500.00***daily
24 months1.75%1.76%$500.00***daily
36 months1.90%1.92%$500.00***daily
60 months2.10%2.12%$500.00***daily
84 months2.25%2.28%$500.00***daily

 

IRA Share Certificates

TermDividend RateAPY*Required Minimum BalanceDividends Compounded
6 months1.25%1.26%$500.00***daily
12 months1.45%1.46%$500.00***daily
18 months1.55%1.56%$500.00***daily
24 months1.75%1.76%$500.00***daily
36 months1.90%1.92%$500.00***daily
60 months2.10%2.12%$500.00***daily
84 months2.25%2.28%$500.00***daily

 

Education IRA – 1 Year or 3 Years

 

Roth IRA – 1, 2, 3, 5, or 7 Years

*Annual Percentage Yield
**Required minimum balance to earn dividends
***Required minimum balance
Note: Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.