Rates
Dividend Rates
Rates Effective 10/31/2022
| Account Type | Dividend Rate | APY* | Required Balance | Dividends Compounded |
| Share (savings) |
| $100.01 to $2,000.00 | 0.050% | 0.050% | $100.00** | monthly |
| $2,000.01 and up | 0.100% | 0.100% | $100.00** | monthly |
| Youth Share |
| $5.00 to $2,000.00 | 0.050% | 0.050% | $5.00**/*** | monthly |
| $2,000.01 and up | 0.100% | 0.100% | $5.00**/*** | monthly |
| Money Market Share |
| $1500.00 to $10,000.00 | 0.250% | 0.250% | $1500.00*** | monthly |
| $10,000.01 to $25,000.00 | 0.350% | 0.350% | $1500.00*** | monthly |
| $25,000.01 to $50,000.00 | 0.500% | 0.500% | $1500.00*** | monthly |
| $50,000.01 to $100,000.00 | 0.750% | 0.750% | $1500.00*** | monthly |
| $100,000.01 and up | 1.000% | 1.000% | $1500.00*** | monthly |
| Money Market Share Draft | 0.050% | 0.050% | $1500.00*** | monthly |
| Christmas Club | 0.050% | 0.050% | None | monthly |
| All Purpose Club | 0.050% | 0.050% | None | monthly |
| IRA Club | 0.100% | 0.100% | None | monthly |
Share Certificates
| Term | Dividend Rate | APY* | Required Minimum Balance | Dividends Compounded |
| 3 Months | N/A | N/A | $500.00*** | daily |
| 6 months | 1.25% | 1.26% | $500.00*** | daily |
| 12 months | 1.45% | 1.46% | $500.00*** | daily |
| 18 months | 1.55% | 1.56% | $500.00*** | daily |
| 24 months | 1.75% | 1.76% | $500.00*** | daily |
| 36 months | 1.90% | 1.92% | $500.00*** | daily |
| 60 months | 2.10% | 2.12% | $500.00*** | daily |
| 84 months | 2.25% | 2.28% | $500.00*** | daily |
IRA Share Certificates
| Term | Dividend Rate | APY* | Required Minimum Balance | Dividends Compounded |
| 6 months | 1.25% | 1.26% | $500.00*** | daily |
| 12 months | 1.45% | 1.46% | $500.00*** | daily |
| 18 months | 1.55% | 1.56% | $500.00*** | daily |
| 24 months | 1.75% | 1.76% | $500.00*** | daily |
| 36 months | 1.90% | 1.92% | $500.00*** | daily |
| 60 months | 2.10% | 2.12% | $500.00*** | daily |
| 84 months | 2.25% | 2.28% | $500.00*** | daily |
Education IRA – 1 Year or 3 Years
Roth IRA – 1, 2, 3, 5, or 7 Years
*Annual Percentage Yield
**Required minimum balance to earn dividends
***Required minimum balance
Note: Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
All rates are subject to change without notice.
