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Loans

Rates Effective 5/02/2019

LOAN TYPETERMAPR****
New VehiclesUp to 72 monthsStarting at 4.00%
Used Vehicles
2018 - 2015
2014 - 2011
2010 and older

Up to 72 months
Up to 60 months
Up to 48 months

Starting at 4.00%
Starting at 4.75%
Starting at 6.25%
New (off road) Recreational CollateralUp to 72 monthsStarting at 5.00%
Used (off road) Recreational CollateralUp to 60 monthsStarting at 5.50%
New Recreational CollateralUp to 120 months
Up to 144 months
Starting at 5.25%
Starting at 6.25%
Used Recreational CollateralUp to 72 months
Up to 120 months
(min. $10,000)
Starting at 6.00%
Starting at 7.00%
New EquipmentUp to 60 months
Up to 84 months
(min. $20,000 loan)
Starting at 6.50%
Starting at 6.50%
Used EquipmentUp to 60 monthsStarting at 7.50%
New Mobile Home15 years9.25%
Used Mobile Home (year 1989 and newer)10 years10.50%
Share / Share Certificate SecuredNot to exceed term on certificate or 1 year on share accounts*** APR of Deposit + 3.50%
Edit Your Credit Secured LoanUp to 24 months 8.50%
Overdraft Protection16.00%
Unsecured Line of Credit **Starting at *Prime + 4.50%
Floor rate of 12%
Personal (Signature) LoansUp to 12 months
Up to 24 months
Up to 36 months
Up to 48 months
Starting at 8.00%
Starting at 10.25%
Starting at 12.75%
Starting at 14.75%
Home Equity Line of Credit**Starting at 6.00%
MortgagesUp to 10 yearsStarting at 4.15%
MortgagesUp to 15 yearsStarting at 4.50%
MortgagesUp to 20 yearsStarting at 4.75%

 

*Current Prime Rate: 4.75%
**Rates may vary.
***Share/Share Certificate Secured: The Annual Percentage Rate (APR) will be the dividend rate being paid on the Certificate offered as security plus 3.50%. Please contact the credit union for further details.
****Annual Percentage Rate

Not all applicants will qualify for the lowest rate.